Certified Family Law Specialist Attorney

Chapter 7 Bankruptcy

Chapter 7 bankruptcy is uniquely designed for families who have extensive debts with very little ability to pay. After this type of bankruptcy is filed successfully, most – if not all – of your debts will be wiped away free and clear, without requiring repayment. Assets that are determined not to be exempt may be liquidated in order to satisfy a portion of your debts, with the rest being “written off” to where you are no longer responsible for these debts. To determine whether you are eligible to file for a chapter 7 bankruptcy, you must pass a means test. A means test is a simple calculation that is done to find out whether you have the ability to financially pay some of your debts.

If your income falls below the median income in your state for a family your size, you automatically pass the means test and can file a Chapter 7 bankruptcy. If you are above the median, your disposable income will be calculated to determine whether you can reasonably pay a portion of your debts, or if filing Chapter 13 bankruptcy is your best option.

As an experienced Biloxi bankruptcy attorney, I can assist you with filing for bankruptcy. I will help you complete the means test to determine if you are eligible for Chapter 7 bankruptcy, and will help you gather the necessary information on all of your debts. I will walk you through the entire bankruptcy process, because my goal is to see to it that you have a clean financial slate so you can start over.

Call me today for a consultation to discuss your bankruptcy options.


(228) 265-9470 (voice)

(877) 742-3929 (fax)



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Helped me through a difficult time and made my interactions with the legal system as pleasant as possible through my very tedious divorce...